CASHFLOW LIVES
A Division of AmKelra Ventures, LLC
Terms of Service
Effective Date: March 27, 2026 | Last Updated: March 27, 2026
1. Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the Cashflow Lives website, digital tools, and services operated by AmKelra Ventures, LLC ("Company," "we," "our," or "us"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
2. Services Offered
Cashflow Lives offers digital products, tools, and educational content designed to help solopreneurs and small business owners build smarter business systems. Our current offerings include:
OfferSnap: An AI-powered offer statement builder
AutoAudit: A free automation readiness assessment tool
FocusPlanner: A daily priority and task planning tool
Educational content, email communications, and related digital resources
We reserve the right to modify, suspend, or discontinue any service at any time with or without notice.
3. Eligibility
You must be at least 18 years of age to use our services. By using our services, you represent and warrant that you meet this requirement. Our tools and content are intended for business use by individuals operating or building their own businesses.
4. Accounts and Access
Some of our tools require you to provide an email address to access results or features. You agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of any login credentials associated with your account.
5. Purchases and Payments
Pricing:
Product prices are listed at the time of purchase and are subject to change. All prices are in U.S. dollars.
Payment Processing
Payments are processed securely through Stripe. We do not store your full payment card information on our servers. By completing a purchase, you agree to Stripe's terms of service.
Refund Policy:
Due to the digital nature of our products, all sales are final. We do not offer refunds once a product has been delivered or accessed. If you experience a technical issue that prevents access to a product you have purchased, please contact us at [email protected] and we will work to resolve the issue.
6. Intellectual Property
All content, tools, copy, branding, and materials available through Cashflow Lives are the intellectual property of AmKelra Ventures, LLC and are protected by applicable copyright and trademark laws.
You may not copy, reproduce, distribute, modify, or create derivative works from our content without prior written permission. Personal, non-commercial use for your own business application is permitted within the bounds of how the tools are intended to be used.
7. Acceptable Use
By using our services, you agree not to:
Use our tools or content for any unlawful purpose
Attempt to reverse-engineer, copy, or redistribute our tools or applications
Share account access or resell access to our tools to others
Misrepresent results generated by our tools as entirely your own original work in a misleading way
Submit false, harmful, or misleading information through our forms or tools
8. Disclaimers
Our tools and content are provided for informational and productivity purposes. Cashflow Lives does not guarantee any specific business result, income outcome, or level of success from using our tools or following our content.
Results will vary based on your individual efforts, experience, market conditions, and other factors outside our control. Any examples or case studies shared are illustrative and not a guarantee of your results.
Our services are provided "as is" without warranties of any kind, express or implied.
9. Limitation of Liability
To the fullest extent permitted by law, AmKelra Ventures, LLC, its owners, affiliates, and team members shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to loss of revenue, data, or business opportunities.
Our total liability for any claim arising from use of our services shall not exceed the amount you paid us in the three months preceding the claim.
10. Third-Party Links and Services
Our website and tools may contain links to third-party websites, tools, or services. These links are provided for convenience only. We are not responsible for the content, privacy practices, or terms of any third-party services. Your use of third-party services is at your own risk.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in New York.
12. Changes to These Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.
13. Contact Us
If you have questions about these Terms, please contact us:
Cashflow Lives | A Division of AmKelra Ventures, LLC
Niagara Falls, NY
cashflow-lives.com
Smart Systems. Real Conversations. Results You Can Feel.